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Scheideler & Associates P.C. is a 35 year Law Firm encompassed of Legal, Tax, Financial, and Business Consulting Professionals. With hundreds of years of combined experience, our firm acquires the very finest professional services allowing the consumer to create wealth while protecting it at the very same time. We believe the difference between the average consumer and the ultra wealthy is education and action. Scheideler & Associates and their team of professionals have counseled for some of the largest real estate gurus and wealth building organizations in the world and continue to be advisors to the same. Our products and services are tailor made for each individual specifically with there current situations and future goals in mind whether you are a small business or a Fortune 500 firm. Our firm prides itself at making available the products and services that have been exclusive to the ultra wealthy. Our state of the art strategies and networks provide clients with the ultimate information for making educated decisions regarding their financial future. Scheideler & Associates: Empowering people to choose their own legacy through ethic, structure and strategy.
The affluent have been taking advantage of for years
- Learn how to buy and sell property and not pay capital gains or a transfer tax
- (NOT a 1031 exchange....NOT Deferred tax....NO TAX!!)
- Buy property using business credit and not personal credit
- Form corporations and attach business credit to it.
- Properly set up LLC, S-Corps, C-Corps, LP’s and many more advanced structures for asset protection without the price tag
- Stay IRS compliant in all transactions
- Take current property and vehicles off your Personal Credit and put it in your Business alleviating debt to income ratios.
- Learn the importance of separating business and personal funds
- Learn how to handle Creditors and stop the bullying
- Resolve your credit derogatory issues
- Learn how to create wealth and keep it
- Reduce your tax liability 15- 50%
- Increase your personal and business credit scores
- Protect your assets, heirs and ENTIRE estate
- Reduce your liability and personal exposure to lawsuits
- Understand how your Consumer Rights work for you
- Obtain capital to finance your business needs.
- Learn to own NOTHING and control EVERYTHING
Never Pay Capital Gains or Transfer Tax again!
Buy properties in your LLC instead of your own credit!
97% - 100% LTV Mortgage Financing for your LLC!
There are 13.1 Trillion Dollars sitting in dormant 401ks, IRAs and other retirement vehicles that could be used for tax free investing in properties. Investors bought 73% of homes in 2008.
This system gives the Agent or Loan Officer a competitive advantage when competing for Investor clients who are all looking for ways to minimize their Real Estate tax liabilities. Why would anyone do business with you if other professionals are showing them how to buy and sell that same property tax free? These programs have been around since 1963 and were created by politicians. We can take the secrets of the millionaires and help our hard working Investors buy more properties.
- Buy more properties and keep the mortgages off of your personal credit.
- Work with tighter margins because there are no capital gains.
- Equip yourself with the investment strategies that the affluent have been taking advantage of for years.
- Asset Protection while creating Wealth.
- Created by the IRS. Section 408 of the Internal Revenue code and IRS publication 590, pages 40 and 41.
- Stay IRS compliant in all of your IRS transactions with Corporate Compliance Services.
- Pull your IRAs together for group investing.
Scheidler & Associates has been showing Investors how to protect their assets and maximize their investment portfolios for over 35 years. Corporate Compliance and Asset Protection
- Asset protection while creating wealth.
- The same things that create wealth can be your biggest liability for taxes and law suits.
- More than 80% of business owners are out of compliance with IRS and local licensing standards.
- Protect the integrity of your corporate veil.
- We are in an aggressive and threatening environment.
- Our compliance tools provide awareness and education.
- Separate your business liabilities from your personal assets
- Stay up to date with state regulations.
Business Credit Program
Get up to $50,000 unsecured Cash Trade Lines per bank on a new company with no documentation in 5-7 days.
Get a seasoned corporation and borrow $250,000 to $3 million in private, non-personal guaranteed money.
Are you passing up great Investment opportunities because your business financial structure is undercapitalized or unorganized? Is your personal credit preventing you from borrowing cash on your company’s credit profile?
We have a Business Credit Solution for the Entrepreneur or Real Estate Investor. Quickly increase your company’s rating or obtain a seasoned corporation for the purpose of borrowing Cash Trade Lines in your business’s name.
While other companies charge for just credit consulting or educational materials, we specialize in creating Cash Credit Lines through our proven system. As Real Estate Investors and business owners ourselves, we understand the importance of shielding our personal FICO scores when borrowing quick cash. We are also sensitive to tax and legal standards for maintaining the integrity of a corporate veil for asset protection.
- Use your Business Credit to purchase and flip properties.
- Jump start your business with Corporate Cash Solutions.
- Proven System for increasing your corporate credit rating within 30 days.
- Keep your personal and business credit separate.
- Set up multiple corporations with available Cash Credit Lines.
Scheideler & Associates FAQ
Answers to the Most Frequently Asked Questions about the “Building Business Credit” System
Q: What is Corporate Credit?
A: Corporate Credit is the ability to obtain financing under the name of the business entity. Corporate Credit is separate from personal credit and is based on the assessment of a corporation by business credit bureaus (Dun & Bradstreet and Corporate Experian).
Q: What is A Corporation?
A: According to the dictionary, a corporation is: “an organized body, especially a business that has been granted a state charter recognizing it as a separate legal entity having its own rights, privileges, and liabilities distinct from those of the individuals within the entity.” A corporation can acquire assets, enter into contracts, sue or be sued, and pay taxes in its name. Corporations issue shares of stock to individuals supplying ownership capital and issue bonds to individuals lending money to the business.
The corporation is a desirable organization for a business entity for a variety of reasons - including the increased capability such an entity has to raise capital. Most large firms, especially those engaged in manufacturing, are organized as corporations. All stocks sold in the primary market and traded in the secondary market are shares of corporate ownership.
Q: How many corporations am I allowed to have?
A: As many as you need.
Q: What is the difference between corporate credit and personal credit?
A: There is a significant difference. With personal credit, you will be limited in the amount of credit you can receive, you will pay a higher interest rate, and your LTV (Loan to Value) will affect your ability to obtain further financing. The more you use your personal credit to finance your business, the worse off your personal credit will be. Personal credit is driven by FICO, and each time a lender requests a credit inquiry, your FICO score will drop by 2 points - this, in turn, brands you as an even greater credit risk.
With corporate credit, you are not limited to the amount you can receive, interest rates are usually lower than what you will pay personally, there is no LTV (Loan to Value), and inquiries have no impact on the corporation’s credit score. Your corporation also has the ability to obtain 10 to 100 times the credit you can obtain personally.
Another important consideration is that Corporate Credit does not report to or have anything to do with your personal credit file.
Q: What kinds of Corporate Credit are available?
A: There are two types of Corporate Credit: trade credit and cash credit.
Trade credit is also known as vendor credit and usually consists of credit from stores such as Staples, Office Depot, Home Depot, Lowes, Dell Financial, Best Buy, etc.
Cash credit is the type you get from traditional credit cards-such as Master Card, Visa, and American Express-as well cash lines of credit from individual lenders.
Q: What is the real difference between trade credit and CASH credit?
A: Trade credit can only be used for purchasing goods from the issuer’s location. For example, a Staples card can only be used at any Staples location. This type of credit has its limitations. Most, if not all trade credit is restricted to material goods and cannot be used to obtain CASH. In other words, it is only good for purchasing supplies.
On the other hand, cash credit can be used for purchasing goods from any vendor, supplier, store, etc. Any one card can be used at millions of different locations. For example, a Chase Visa card can be used at any gas station, office supply store, or ATM to obtain cash. This type of credit has very few limitations. You have the ability to obtain CASH via a cash advance, ATM, or balance transfer check. With a line of credit you will receive a checkbook to write amounts against the credit line.
Q: What is the difference between a Social Security Number and a Tax Identification number?
A: A Social Security number identifies an individual whereas a Tax ID# identifies a Corporation or Business. The Tax ID number (EIN) acts as the Social Security Number for the corporation.
Q: Can I obtain corporate credit without a personal guarantee?
A: YES! We will show you how you can obtain corporate credit either with or without a personal guarantee. It is a process that begins with building a credit file for the corporation, getting a D & B number, obtaining the required rating and scores, and paying your bills to build a positive history that the bank can review.
Q: How much corporate credit can I obtain?
A: The sky is the limit! We have helped clients obtain millions in corporate credit with no personal guarantee.
Q: What can I do with Corporate Credit?
A: As long as the expenditures are business related, anything! You can lend, invest, purchase goods and materials, obtain CASH, buy real estate, and so much more!
Q: I have heard about programs like this. How is yours different?
A: There are many factors that distinguish the “Build Your Corporate Credit” System from our competition. Here are a few:
- We will help you obtain a cash line of credit in as little one or two weeks.
- Our system gives you step-by-step instructions and all the tools you need to follow a very precise process for getting exactly the right information, in the right order, to the right people in order to obtain that cash line of credit.
Q: How fast will I get my cash line of credit?
A: Our proven system could deliver a cash line of credit in as little as one or two weeks.
Q: Does your system have a guarantee?
A: YES!
Q: What kinds of businesses have used this system?
A: We have helped real estate investors, stock and other investors, and small-business owners from a wide variety of industries all over the country to qualify for the lines of credit their businesses need.
Q: My business is new. Can you still help me get the line of credit I need?
A: Our system is designed to serve the needs of a wide variety of businesses, including new and well-established businesses. If you have an established business, you will have a head start and may finish some of the steps faster … or even be able to skip them completely. But yes, we can help you secure a line of credit for your business even if it is a new corporation.
Q: What do I get for my money?
A: You will receive:
- We help you obtain Cash credit lines
- Investigate the business to determine if any "High Risk" areas need to be looked at
- Apply for and obtain a Dun & Bradstreet number. (when necessary)
- Assist clients in developing a Paydex/Intelliscore of 75 or better based on payment history with trade references
- Six months of free coaching … so if you run into questions while implementing the program, you can get the help and answers you need
- A free annual subscription to our monthly teleseminars series … where you will keep up-to-date on changes in the financing industry and discover even more ways to leverage your credit
- Five other bonus gifts worth almost $200
- The freedom to build your business any way you want to
- A definitive separation between corporate credit and personal credit
- The peace of mind you need to concentrate on business issues other than financing
- An absolute guarantee that this system, when followed correctly, will deliver the financial strength and flexibility your business needs.
IRS Resources
Overview
Starting, Operating or Closing a Business
Whether you are a budding entrepreneur, or an established business owner, you will find everything you need to start and manage your business venture.
Email us at: info@divorcecase.com
Scheideler & Associates PC
2755 S. Locust Street, Ste. 102,
Denver, CO. 80222
Phone: (303) 757-5678, Fax: (303) 691-9292
